diff --git a/yudao-module-member/yudao-module-member-biz/src/main/java/cn/iocoder/yudao/module/member/service/amount/DeductionServiceImpl.java b/yudao-module-member/yudao-module-member-biz/src/main/java/cn/iocoder/yudao/module/member/service/amount/DeductionServiceImpl.java
index 545ab10b..d3392c22 100644
--- a/yudao-module-member/yudao-module-member-biz/src/main/java/cn/iocoder/yudao/module/member/service/amount/DeductionServiceImpl.java
+++ b/yudao-module-member/yudao-module-member-biz/src/main/java/cn/iocoder/yudao/module/member/service/amount/DeductionServiceImpl.java
@@ -469,15 +469,15 @@ public class DeductionServiceImpl implements DeductionService {
         synchronized (getUserLock(userId)) {
             MemberUserDO user = userService.getUser(userId);
             MoneyDO moneyDO = moneyService.getMoney(userId, storeId);
-
-
-            if (user.getMoney().compareTo(money) < 0) {
+            BigDecimal total = moneyDO.getCashAmount().add(user.getWxAmount()).add(user.getGiftAmount());
+            if (total.compareTo(money) < 0) {
                 if (CHECK_LIST.contains(type)) {
                     throw exception(CASH_AMOUNT_NOT_ENOUGH);
                 }
                 user.setWxAmount(BigDecimal.ZERO);
                 moneyDO.setCashAmount(BigDecimal.ZERO);
                 user.setGiftAmount(BigDecimal.ZERO);
+                moneyDO.setDebtAmount(total.subtract(money));
             } else {
                 BigDecimal wxAmount = user.getWxAmount();
                 BigDecimal giftAmount = user.getGiftAmount();